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Food and Beverage

  • Is cyber insurance necessary for my restaurant?

    If you handle customer data, such as credit card information, cyber insurance is highly recommended to protect against data breaches and cyberattacks.

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  • Do I need liquor liability insurance if I serve alcohol?

    Yes, liquor liability insurance is crucial for businesses that serve alcohol to cover potential legal costs and damages caused by intoxicated patrons.

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  • What happens if my business is forced to close temporarily due to a fire?

    Business interruption insurance can cover lost income and operating expenses while your business recovers from a catastrophic event like a fire.

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  • Does general liability insurance cover food poisoning claims?

    Yes, general liability insurance can protect against claims related to food poisoning, covering legal fees and settlements.

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  • What insurance do I need if I have a food truck?

    A food truck business typically requires a Business Owner’s Policy, commercial auto insurance, general liability insurance, and workers’ compensation if you have employees.

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NextGen Insurance

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Wellington, Florida 33414
Phone: 561-584-8525

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DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.

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Insurance Fraud Statement

Fraud is a crime

If your application contains purposefully misleading, absent, or inaccurate information, you could be charged with fraud. Your insurance carrier could potentially void your policy, or you could face civil or criminal charges or penalties.

Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.

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