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Liquor Liability

  • What should I do if a claim is filed against my business?

    If a claim is filed, contact your insurance provider immediately. They will guide you through the process, from documenting the incident to handling legal proceedings and settlements. [...]

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  • Can Liquor Liability Insurance be bundled with other policies?

    Yes, many insurance providers offer package policies that combine Liquor Liability Insurance with General Liability or Property Insurance, often at a discounted rate.

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  • How are premiums for Liquor Liability Insurance determined?

    Premiums are based on several factors, including the type of business, the amount of alcohol sold, the hours of operation, and past claims history. Businesses with higher risks or [...]

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  • Is Liquor Liability Insurance required by law?

    In many states, Liquor Liability Insurance is a requirement for obtaining a liquor license. It's essential to check your local regulations to ensure compliance

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  • What does Liquor Liability Insurance not cover?

    Liquor Liability Insurance does not cover damages or injuries that occur when the alcohol is consumed off-premises if your business did not sell or serve the alcohol. For coverage [...]

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DISCLAIMER: Informational statements regarding insurance coverage are for general description purposes only. These statements do not amend, modify or supplement any insurance policy. Read your policy or consult with your agent for details. Your eligibility for particular products and services is subject to final underwriting and acceptance by the insurance company providing such products or services.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Be sure to read the policy, including all endorsements, or prospectus, if applicable.

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Any person who knowingly and with intent to defraud any insurance company or other person, files an application for insurance or statement of claim containing any materially false information or conceals, for the purpose of misleading, information concerning any fact material thereto, commits a fraudulent act, which is a crime.

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